Owning a home in the UK feels out of reach for millions, with house prices soaring past £300,000 while wages lag behind. But how did we get here?

In this first video of a new series, I dive into the UK’s housing crisis—exploring rising prices, rental struggles, and their impact on communities. I also break down key policies, data trends, and potential solutions.

Watch: The UK housing crisis explained

The UK's housing crisis has deepened generational divides. Nearly 79% of over-65s own their home, compared to just 39% of 25-34-year-olds. Many young people are stuck renting, struggling to save for a deposit as rental costs continue to rise.

The term Generation Rent highlights fears that homeownership is slipping out of reach. At the same time, older generations—who bought homes when prices were lower—have seen their property values appreciate significantly, boosting their financial security in retirement.

A lack of affordable housing, high demand, and stagnant wages have all contributed to the crisis. Without major reform, the dream of homeownership may remain just that—a dream—for future generations.